--- title: ExxonMobil Employees - WealthVisory description: "Financial Planning for: \nWe support ExxonMobil employees in all aspects of their financial planning. From optimizing your Voya 401(k) and pension options to managing RSUs and tax strategies, our expertise ensures you make informed decisions and maximize your benefits for a secure financial future. Download Our Guide >" --- [![WealthVisory_logo_color](https://wealthvisory.com/hubfs/WealthVisory_logo_color.png)](https://wealthvisory.com/?hsLang=en) - About - [About Us](https://wealthvisory.com/about) - [Our Process](https://wealthvisory.com/our-process) - [Who We Serve](https://wealthvisory.com/who-we-serve) - [Meet Our Team](https://wealthvisory.com/team) - [SmartMethod](https://wealthvisory.com/smart-method) - Investment Strategies - [SmartGrowth](https://wealthvisory.com/smartgrowth-strategy) - [ExxonMobil](https://wealthvisory.com/exxonmobil-employees) - Expertise - [ExxonMobil Employees](https://wealthvisory.com/exxonmobil-employees) - [401(k) Services](https://wealthvisory.com/401k-services) - [Resources from our Desk](https://wealthvisory.com/resources-from-our-desk) - [Contact](https://wealthvisory.com/contact) - [Client Login](https://www.wellsfargoclearingservicesllc.com/sac/prospera/index.htm) - [eMoney](https://wealth.emaplan.com/ema/SignIn?ema%2Fprospera%2Fassetcapital) - [Premier Client Portal](https://login.bdreporting.com/Auth/SignIn) # Financial Planning for: ![exxon-mobile-logo-Wealthvisory-400x88](https://wealthvisory.com/hubfs/Wealth_Visory/Images/exxon-mobile-logo-Wealthvisory-400x88.png) We support ExxonMobil employees in **all aspects of their financial planning**. From optimizing your Voya 401(k) and pension options to managing RSUs and tax strategies, our expertise ensures you make informed decisions and maximize your benefits for a secure financial future. [Download Our Guide >](https://wealthvisory.com/exxon-mobil-guide-from-wealthvisory?hsLang=en) ### How WealthVisory Supports ExxonMobil Employees At WealthVisory, we offer specialized financial planning services tailored for ExxonMobil employees. Our deep understanding of ExxonMobil’s unique financial landscape, including their specific benefit plans and compensation structures, sets us apart. **Here’s how we leverage our expertise to assist you:** ![exxonmobil-guide-600x777](https://wealthvisory.com/hubfs/exxonmobil-guide-600x777.jpg) [Download Our Guide Today >](https://wealthvisory.com/exxon-mobil-guide-from-wealthvisory?hsLang=en) ### Navigating the Voya Savings Plan (401k) – Your Path to a Secure Retirement The Voya Savings Plan, or your 401(k), is a vital tool for preparing for retirement, offering significant tax advantages. We understand how ExxonMobil’s 401(k) plan works and provide tailored advice to help you optimize your savings strategy. Whether you’re using pre-tax, after-tax, or Roth contributions, we’ll help you find the right balance to meet your retirement goals. **Maximizing Tax Efficiency and Growth** By contributing pre-tax to your 401(k), you lower your taxable income, which can reduce your current tax obligations. ExxonMobil’s generous 7% match on contributions enhances your savings, even though it’s not tax deductible. We ensure you’re aware of annual contribution limits and guide you in leveraging these benefits for optimal growth. Additionally, we assist you in navigating required minimum distributions upon reaching retirement age to ensure a smooth transition. ![review-paperwork-wealthvisory-600x650](https://wealthvisory.com/hubfs/Wealth_Visory/Images/review-paperwork-wealthvisory-600x650.jpg) ### Optimizing Your Investment Strategy – Diverse Options for Growth With a range of investment options within the ExxonMobil Voya Savings Plan, including ExxonMobil stock, equity units, extended market units, international equity units, bond units, and balanced fund units, our firm provides strategic guidance tailored to your financial goals. Whether you’re interested in direct investment in ExxonMobil stock or diversifying with global and fixed-income options, we help you create a balanced portfolio that aligns with your risk tolerance and growth objectives. **Utilizing Net Unrealized Appreciation (NUA)** Net Unrealized Appreciation (NUA) is a key consideration for ExxonMobil employees. It involves the increase in value of ExxonMobil stock in your 401(k) account. We offer strategies to leverage NUA to defer taxes and potentially benefit from capital gains tax rates, enhancing your overall tax efficiency and account balance. **Strategic Planning for RSUs** Restricted Stock Units (RSUs) are often a significant part of your compensation. Our expertise in handling RSUs helps you navigate unique tax implications and develop a diversification strategy that aligns with your financial goals. ![wealthvisory-retired-600x650](https://wealthvisory.com/hubfs/Wealth_Visory/Images/wealthvisory-retired-600x650.jpg) ### Comprehensive Retirement and Estate Planning – Securing Your Future At retirement, you can choose between a lump sum or monthly annuity from ExxonMobil’s pension plan. Each option has distinct benefits and implications. We provide personalized guidance to help you make an informed decision based on your retirement goals and financial situation. **Planning for Estate and Legacy** We assist you in developing a comprehensive estate and legacy plan, ensuring your assets are managed according to your wishes and optimizing tax efficiency. Our services include planning for charitable giving, if desired, to align with your philanthropic goals. **Value-Added Services** In addition to the core pillars of financial planning—investment management, risk management, tax planning, retirement income planning, estate and legacy planning, and charitable giving—we offer value-added services to further enhance your financial strategy. These services are designed to address your specific needs and provide additional support for a secure financial future. ### Ready to Learn More? By combining our expertise with an in-depth understanding of ExxonMobil’s financial landscape, we offer tailored solutions that help you navigate your financial journey with confidence. **Reach out to us today to find out how we can help.** [Contact WealthAdvisory Today >](https://wealthvisory.com/contact?hsLang=en) ## Let’s talk to find out how we can help you reach **financial freedom.** #### About Us Our objective is to take all the pieces of your financial plan and put them in place. Each plan is unique. Many of those pieces may not be relevant to you or your plan at this time, but as your life unfolds and your needs evolve, our process, the SmartMethod, helps you pursue your financial independence. #### Our Office 7110 Pecan Street, Frisco, TX 75034 **E:** [support@wealthvisory.com](mailto:support@wealthvisory.com) **P:** [800-231-6276](tel:8002316276) #### Learn More - [Meet Our Team](https://wealthvisory.com/team) - [About Us](https://wealthvisory.com/about) - [Our Process](https://wealthvisory.com/our-process) - [Who We Serve](https://wealthvisory.com/who-we-serve) - [SmartMethod](https://wealthvisory.com/smart-method) #### Follow - - [![bc_logo_large-300x80](https://wealthvisory.com/hubfs/Wealth_Visory/Images/bc_logo_large-300x80.png)](https://brokercheck.finra.org/) Securities and advisory services offered through Prospera Financial Services, Inc. | Member [FINRA](https://www.finra.org/)/[SIPC](https://www.sipc.org/) \*WealthVisory does not render legal, accounting, or tax advice. 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